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Terms of Service

Please read these terms and conditions carefully before using our financial calculators and services.

Last updated: August 05, 2025

1. Acceptance of Terms

By accessing and using Loan and Tax Calculator ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Loan and Tax Calculator provides free online financial calculators and tools including but not limited to loan calculators, tax calculators, investment calculators, and retirement planning tools. Our services are provided for informational and educational purposes only.

3. Use License

Permission is granted to temporarily use our calculators and tools for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials
  • use the materials for any commercial purpose or for any public display (commercial or non-commercial)
  • attempt to decompile or reverse engineer any software contained on our website
  • remove any copyright or other proprietary notations from the materials

4. Disclaimer

The information and calculations provided by our tools are for educational and informational purposes only and should not be considered as financial, tax, or legal advice. The results are estimates based on the information you provide and should not be used as the sole basis for financial decisions. We strongly recommend consulting with qualified professionals before making any financial decisions.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

6. Limitations of Liability

In no event shall Loan and Tax Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices regarding the collection and use of your information.

8. User Conduct

You agree not to use our service to:

  • Violate any applicable laws or regulations
  • Transmit any harmful, threatening, abusive, or defamatory content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our services
  • Use our services for any fraudulent or illegal activities

9. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of our services after any such changes constitutes your acceptance of the new terms.

10. Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms.

12. Governing Law

These terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights.

13. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page or email us at support@loanandtaxcalculator.com.

Important: These terms are effective as of August 05, 2025. By using our calculators and services, you acknowledge that you have read, understood, and agree to be bound by these terms.