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Mortgage Loan Loan Simulator Home Loan Personal Loan Auto Loan Student Loan CC Payoff CC Interest Debt Payoff State Tax Federal Tax Tax Refund State Refund Tax Calculator Investment Retirement Cost of Living

Free Loan & Tax Calculators

Calculate loans, mortgages, taxes, and more with our accurate financial tools. Make smart financial decisions with confidence.

Mortgage Calculator

Calculate monthly payments and total interest for your home loan

Loan Calculator

Universal loan calculator with amortization schedules

Loan Simulator

Simulate different loan scenarios and repayment strategies

Home Loan

Calculate home loan payments and affordability

Personal Loan

Calculate personal loan payments and total costs

Auto Loan Calculator

Calculate car loan payments and affordability

Student Loan Calculator

Calculate student loan payments, repayment plans & payoff strategies

Credit Card Payoff

Calculate credit card payoff time and interest savings

Credit Card Interest

Calculate monthly interest charges and payment analysis

Debt Payoff

Compare debt snowball vs avalanche payoff strategies

State Tax Calculator

Calculate state income tax for all 51 US states and DC

Payroll Calculator

Calculate paycheck, take-home pay & tax withholdings

Paycheck Calculator

Calculate take-home pay after taxes & deductions

Federal Income Tax

Estimate your federal tax liability and take-home pay

Tax Refund

Calculate your expected tax refund amount

Retirement Calculator

Plan your retirement savings and investment strategy

Investment Calculator

Calculate compound interest and investment growth

Cost of Living

Compare living costs between cities and states

Amortization Calculator

View detailed loan payment schedules and breakdowns

401k Calculator

Plan your 401k retirement savings with employer matching

Roth IRA Calculator

Calculate tax-free retirement growth and benefits

Social Security Calculator

Estimate your Social Security retirement benefits

SIP Calculator

Calculate systematic investment plan returns and growth

GST Calculator

Calculate GST, CGST, SGST with accurate tax rates

Comprehensive Financial Planning Tools

LoanandTaxCalculator provides a comprehensive suite of free financial calculators designed to help you make informed money decisions. Our payroll calculator and paycheck calculator help you understand your take-home pay after federal taxes, state taxes, and FICA deductions. Whether you need to calculate your paycheck, estimate tax withholdings, or plan your budget, our tools provide accurate results for all pay periods including weekly, bi-weekly, semi-monthly, and monthly paychecks.

Payroll and Tax Calculators

Our payroll calculator helps employees and employers estimate take-home pay after all deductions. Calculate your net pay from gross salary, understand federal and state tax withholdings, and see how pre-tax deductions like 401(k) contributions and health insurance affect your paycheck. The paycheck calculator provides detailed breakdowns of Social Security, Medicare, and income tax deductions for accurate budget planning.

Loan and Mortgage Calculators

Calculate monthly payments for mortgages, auto loans, personal loans, and student loans with our comprehensive loan calculators. Our mortgage calculator helps you estimate home loan payments, compare interest rates, and understand amortization schedules. Whether you're buying your first home or refinancing, our tools help you make informed decisions about loan terms and monthly payments.

Investment and Retirement Planning

Plan for your financial future with our retirement calculator and investment calculator. Calculate compound interest growth, estimate 401(k) contributions, and understand how different investment strategies affect your long-term wealth. Our retirement planning tools help you determine how much to save for a comfortable retirement and optimize your investment portfolio for maximum growth.

Popular Calculators:
Payroll Calculator Paycheck Calculator Mortgage Calculator Tax Calculator Retirement Calculator Investment Calculator Loan Calculator Debt Payoff Calculator

How accurate are these financial calculators?

Our financial calculators provide estimates based on current tax rates, interest rates, and standard financial formulas. While they offer accurate approximations, actual results may vary due to specific circumstances, changing tax laws, or individual financial situations. Always consult with financial professionals for personalized advice.

What's the difference between payroll and paycheck calculators?

Both calculators help estimate take-home pay, but our payroll calculator focuses on comprehensive payroll processing including different pay periods and hourly vs salary calculations, while the paycheck calculator emphasizes detailed tax breakdowns and deduction analysis for existing paychecks.

Are these calculators free to use?

Yes, all FinanceCalc calculators are completely free to use with no registration required. We believe financial planning tools should be accessible to everyone, helping you make informed decisions about your money without any cost barriers.

Which calculator should I use for mortgage planning?

Use our mortgage calculator for home loan payments and amortization schedules, the home loan calculator for affordability analysis, and the loan calculator for general loan comparisons. Each tool provides different perspectives on your mortgage planning needs.

How do I calculate my retirement savings needs?

Start with our retirement calculator to estimate your savings needs, then use the investment calculator to see how compound interest affects your growth. Consider using the 401(k) features in our payroll calculator to optimize your retirement contributions.

Can I use these calculators for tax planning?

Absolutely! Our federal tax calculator, state tax calculator, and tax refund calculator help with tax planning. The payroll calculator also shows tax withholdings to help you optimize your W-4 and avoid owing taxes or getting large refunds.